How much will Social Security rise in 2023?

(Dan Caplinger) Millions of retirees live on the fixed income that Social Security provides. With little outside savings in place, the fact that Social Security makes annual cost-of-living adjustments is essential, as it allows the purchasing power of checks received by program recipients to remain reasonably steady even in the face of high inflation. In … Read more

What does higher personal loan rates mean for borrowers

Annie Millerbrand Personal loan rates from banks, credit unions and online lenders have surged after repeated interest rate increases from the Federal Reserve this year, the latest of which came last week. The funding rate on 24-month personal loans from banks jumped from 8.73% in May to 10.16% in August, according to the latest data … Read more

Wall Street’s Big Secret Won’t Tell You About Investing

(Ryan Downey) Investors can learn valuable lessons from Wall Street, but professionals aren’t always eager to reveal their secrets. Fortunately, there is one common misconception in the stock market that isn’t hard to correct — and it happens to be linked to some of the more costly mistakes retail investors make. Keep this “secret” in … Read more

The 2023 savings credit is available to more taxpayers than ever before

(Dan Caplinger) Everyone can benefit from saving for retirement. But especially when times are tough, it’s hard to find money to allocate. Anytime you can get help, it is worth taking advantage of it. The federal government has been concerned about making sure low- and middle-income Americans are ready for retirement. That’s why legislators created … Read more

Unprotected wildlife is imported into the United States at an 11 times greater rate than protected animals

Este Kotze / AP Global demand for exotic pets increasinga trend caused in part by social media and the shift from physical pet stores to Online Markets. United State One of the biggest Wildlife Trade Markets. and us new search It identified a staggering number of wild animals that are not regulated and brought into … Read more

Unprotected wildlife is imported into the United States at an 11 times greater rate than protected animals

Este Kotze / AP Global demand for exotic pets increasinga trend caused in part by social media and the shift from physical pet stores to Online Markets. United State One of the biggest Wildlife Trade Markets. and us new search It identified a staggering number of wild animals that are not regulated and brought into … Read more

Save your money and keep your cool – Black Friday starts now

Tommy Tindall October is the new Black Friday. At least that’s the impression some retailers give. Target and Amazon are heading into the hot month with big discount events this week and the next in a row. Shoppers may find early sales a good way to do this Saving Money On gifts now. But don’t … Read more

Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

Increasing Social Security by 11% is practically impossible. But that’s fine.

(Keith Spetses) We’re likely less than two weeks away from knowing how high our Social Security checks will be in 2023. The Social Security Administration (SSA) plans to announce in mid-October. There has been a lot of predictions in recent months about the next cost-of-living adjustment (cola) will be. Of these, the most optimistic estimates … Read more

Early Social Security Demands, Prepare for This Big Change in 2023

(Kylie Hagen) We’re only a few weeks away from figuring out what kind of a Cost of Living Adjustment (COLA) Social Security recipients can expect in 2023. While this is a pretty big deal, it’s not the only exciting change coming to the program next year. Workers who claim Social Security early may notice a … Read more