Want to save $50,000? Raise your credit score

Getting a good deal on a loan or credit card largely depends on the credit score of the borrower. Certainly, this is no secret. What is surprising is the amount of money one can save by successfully boosting one’s credit score for the benefit of domain lenders. Make no mistake, the sooner you do it, … Read more

Opinion: The Fed is missing a crucial turning point in its fight against inflation because it believes in flawed data

The Fed can’t see the next potential economic meltdown because it’s still looking in the rear-view mirror, seeing nothing but High inflation. The risk arises because the CPI and PCE – the two most important measures of inflation – have a fatal flaw in the way they measure shelter costs. “ If you get your … Read more

Planning to get Social Security at 62? 3 reasons to wait until age 70

(Adam Levine Weinberg) The big question for Americans nearing retirement is when to apply Social Security benefits. While the US government has set the full retirement age at 67 for people born in 1960 or later, Americans can choose to receive reduced Social Security benefits as early as 62 — or wait past the full … Read more

When you know it’s time and how to switch

Some relationships don’t work out. This unfortunate fact applies to spouses, friends, business partners, and financial advisors. Chances are, you’ve started a new counselor relationship with high hopes for wealth and financial independence. But if your fortune progress slows down or contact with your mentor is cut off, there may be a breakup in your … Read more

Decode Form 1099-K for Freelancers

1099-K: The Basics Tax season requires some planning and organization for everyone, and this is especially true when you are self-employed. On top of keeping track of business-related expenses, you’ll likely need to track income streams from several clients. Get every dollar you deserve with unlimited tax tips from experts who know self-employment taxes inside … Read more

Buy Now Pay Later: New Rules Consumers Should Know

Buy now, pay later, consumer models have taken the US payments sector by storm. BNPL resonates with online shoppers in the US, who make modest down payments up front and pay remaining balances on scheduled due dates — often smaller payments made over four months. Currently, BNPL standalone mobile apps such as Klarna, Afterpay and … Read more

Seniors are just a month away from an important Social Security announcement | Smart Change: Personal Finance

(Christy Pepper) In mid-October, retirees will get some important news from the Social Security Administration. It’s news that many people have been waiting for, and it will have a profound impact on the finances of seniors across the country. The cost of living adjustment for Social Security will be announced soon So, what’s the big … Read more

How to Budget for Taxes as an Independent Employee and Avoid an Expensive Tax Bill | taxes

The prospect of making money on your own terms can be exciting, but many self-employed people underestimate them tax obligations. “I knew taxes were going to be exorbitant when I first started freelancing, but I was shocked when it came time to pay them,” says Loris Wardini, a freelance writer and co-founder of ClothedUp. “I … Read more

Citi is the latest employer to offer a free college to its workers

in a day job marketTuition assistance has become one of the most popular incentives companies use to attract and retain workers. Now, some employers are going a step further with free college programs to offer greater financial support. The latest developments, City It announced that it offers fully-funded degrees from partner schools, including the University … Read more